Whether it’s property damage to your home or an interruption of your business resulting in increased expenses and a loss of revenue, you are entitled to the coverage that your insurance company guaranteed to you in your policy.

Oftentimes, insurance companies initially offer settlements much lower than what is due and necessary to recover from damages.

Our firm can assist you in filing a first-party insurance claim, which is a claim brought by an insured individual directly against their insurance company, in order to demand the payment you deserve.

Property damage can occur as the result of negligence or natural disasters, and can affect residential and commercial properties. Common property damage claims often involve:

     •   Burst pipes causing extensive water damage to your home or business

     •   Damages resulting from faulty construction

     •   Fire damage

     •   Hurricane and flood damage

Your homeowner’s policy may contain coverage for additional living expenses, as well as loss of rents and other endorsements that may entitle you to additional money for your losses.

Sometime policyholders are afraid to file a claim for damage to their home, fearing that their rates might go up. While your insurance company can raise your rates due to the filing of excessive claims, they can also do so for a wide variety of reasons at their discretion.

Furthermore, the act of filing the initial claim can still be used against you for the purposes of raising rates, even if your insurance company fails to pay you anything. So, all in all, choosing not to pursue a valid filed claim that has been denied can be a very bad idea.

Even worse, if you can’t afford to fix the damage to your roof caused by a storm, you could be setting yourself up for more problems. For instance, if your insurance company wrongfully denies this claim and another storm causes further roof damage, your insurance company can deny your entire claim.

We do not tolerate our clients being victimized. We stand to hold insurance companies accountable for their obligations under their policies - the same ones for which they regularly demand premiums, year in and year out.

Our experienced team of attorneys will fully review the terms of your policy and learn all aspects of your property damage case in order to properly assess any settlement offered by your insurance company and help you receive just compensation.